Looking for the best Scotiabank credit card in Canada? You’ve got this.

Scotiabank credit card holders can take advantage of the Scotiabank credit card rewards points program called Scotia Rewards. With the Scotiabank®* Gold American Express® Card, the Scotiabank®* American Express® Card, and other participating cards, you can quickly earn Scotia Rewards and redeem your points for gift cards, credit towards your credit card statement, and brand name merchandise. Plus, you can take advantage of a higher limit, higher rewards Scotiabank credit card for large purchases such as travel tickets and hotel stays. Then use the accumulated rewards points to save on car rentals, cruises and more trips. You can also easily track and make your Scotiabank credit card payments online.

Earning cash back while spending credit is the dream — and it’ll give you another reason to love your Scotiabank credit card. If you choose a cash back card, you’ll be enrolled in the Scotia Momentum® Cash Back Visa program, where you’ll get competitive cash back rewards on everyday purchases.

Love movies? Scotiabank makes it easier to earn free movies faster with its Cineplex SCENE® rewards program partnership. This popular rewards program not only lets you collect points towards free movies with every purchase, it also gives you an additional 10% off Tuesday tickets — which are already discounted — plus a discount on snacks at the concession stand. In other words, take advantage of a Scotiabank SCENE card if you’re a big movie buff.

Scotiabank is the only bank in Canada to offer GM Visa cards that can get you into a shiny new car for less. These co-branded cards let you collect up to $3,500 in GM Earnings on all purchases and that money can go towards the purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac. The best part? GM Earnings don’t expire — so even if you’re not ready for a new ride now, your points will be waiting when you are. Or if you’re feeling generous, you can transfer points to immediate family members, even if they don’t live in your household.

With a Scotiabank credit card, you’re banking with one of the best. Global research and consulting firm Ipsos recognized Scotiabank in its 2016 Best Banking Awards. In fact, Scotiabank won awards in nine Ipsos categories, including best Value for Money, best Interest Rates & Service Charges, best Products & Services Excellence, and best Online Banking Excellence.

When it comes to choosing the best Scotiabank credit card from the options available, deciding which card to go for should depend on your lifestyle and spending habits, so you can take advantage of all your Scotiabank credit card perks and benefits.

Here are the following types of Scotiabank credit cards available in Canada:

• Scotiabank zero annual fee credit cards: Save money with a no annual fee Scotiabank credit card.
• Scotiabank rewards credit cards: Scotiabank offers you a variety of rewards credit cards, allowing you to maximize the value of your buck by earning points on your everyday purchases.
• Scotiabank travel credit cards: Scotiabank travel credit cards come with great travel benefits such as travel insurance, travel rewards and much more. Like cross-border shopping? Find a Scotiabank credit card with low exchange rates for all your cross-border shopping trips.
• Scotiabank low interest rate credit cards: Scotiabank offers credit cards with low interest, helping you save on money on credit card interest and quickly pay down your balance.
• Scotiabank student credit cards: Students can save money on annual fee and enjoy perks with Scotiabank student credit cards.
• Scotiabank cash back credit cards: Earn instant cash back on eligible purchases through a cash back credit card and save almost every time you shop!

You can easily apply for a new Scotiabank credit card by completing a Scotiabank credit card online application through LowestRates.ca. Comparison shopping for a Scotiabank credit card will help you pick the best card for you.

You’ll have to provide the following information with your online application to pass the Scotiabank credit card eligibility check.

• Your full legal name
• Your current and previous addresses
• Your annual income (gross)
• Your employer’s name and your job title

During the screening process, the credit card provider will pull your credit information through a credit bureau such as TransUnion or Equifax. This will result in a hard credit check and your overall credit score may go down a few points. As long as you pay your Scotiabank credit card balance on time — and your monthly charges don’t exceed 30% of your credit limit — your credit score will rebound.

If you pass the Scotiabank credit card eligibility check, your new credit card will be issued to you. Once you complete your new Scotiabank credit card activation, you’ll be able to use your card for purchases.

Scotiabank was founded in 1832 in Halifax, Nova Scotia — as its name suggests. The bank opened a second branch in Windsor, Nova Scotia shortly after and quickly expanded throughout the region. In 1882, it opened its first branch outside the Maritimes, in Winnipeg, before extending to places as diverse as Toronto, Minneapolis, Boston, and Kingston, Jamaica. To this day, Scotiabank has a strong presence throughout the Americas. You can find the bank in places as varied as Sarnia and San Francisco, Burnaby and Bogota. And if you're looking for a credit card at Scotiabank, you've got multiple options, including Scotiabank Visa credit cards, Scotiabank Mastercard credit cards and Scotiabank Amex credit cards. Check the Scotiabank site for more information on Scotiabank credit card partnerships.