I signed up for a student credit card as soon as I turned 18. I didn’t know how building credit worked. I just knew somehow that I needed a credit card. I also wanted to look cool when I went out with my friends. I believe that credit cards can be the best financial tool for you in your 20s – if you use them responsibly.

In Canada, you are required to carry car insurance. You know you need to cover your personal car use, but are you properly covered if you are using your car for business purposes?

Why would you need a financial advisor? When asking this question, you might as well ask why you need a doctor, a lawyer, an auto mechanic or a personal trainer.

Canadian drivers are legally obligated to carry basic auto insurance coverage on their vehicles. But because each province and territory has its own legislation and rules, auto insurance can look much different from one province to the next.

The green movement is coming; some may even say it's already here. With people eating healthy, recycling whenever possible, and installing energy efficient appliances in their homes, buying an electric car is the next logical step towards a more sustainable lifestyle.