Six reasons your auto insurance policy could be cancelled
Six reasons your auto insurance policy could be cancelled

This article has been updated from a previous version. 

3 things that affect your reverse mortgage rate in Canada
3 things that affect your reverse mortgage rate in Canada

12 home insurance discounts that can help you save money

12 home insurance discounts that can help you save money

Before you settle on an insurance provider, it’s in your best interest to shop around and compare home insurance quotes. But there are also ways to save money once you have a home insurance policy: discounts.

Lisa Coxon

June 23, 2022

6-minute read

About the author

Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies. 

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Protect your home this holiday season with home insurance

November 17, 2022

Protect your home this holiday season with home insurance

The holidays are a time of celebration and togetherness, but festive decorations and big-ticket items can pose a risk to... Read more

5 things to know before renting out your home

September 28, 2022

5 things to know before renting out your home

Becoming a landlord is a big responsibility. But with today's interest rate environment, renting out part of your home c... Read more

Backyard pools and home insurance: what you need to know

August 25, 2022

Backyard pools and home insurance: what you need to know

If you have a backyard pool or are thinking about installing one, here’s everything you need to know about how it can ... Read more

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How a gap in your car insurance history can affect your rate
How a gap in your car insurance history can affect your rate

Not all insurance history gaps are created equal. Some can subject you to a premium increase, while others may not.

What kind of travel insurance should you get when taking a vacation?

What kind of travel insurance should you get when taking a vacation?

There are many travel insurance options to protect yourself, your stuff, and your itinerary. But how much coverage is necessary? Here is a guide to selecting a travel insurance policy for your trip.

Sinead Mulhern

June 15, 2022

6-minute read

This article has been updated from a previous version. 

As COVID-19 travel restrictions and safety measures ease around the globe, many people look forward to trips across the border or vacations abroad. As you take stock of your shorts, swimsuits, sun lotions and other must-pack items, don’t forget this crucial detail:  travel insurance. 

About the author

Sinead Mulhern is a Canadian journalist who writes about health, fitness, travel and personal finance. A former Torontonian, she is now based in Medellin, Colombia where she freelances for Canadian publications while travelling. 

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Do you need travel insurance to cross the U.S. border?

July 7, 2022

Do you need travel insurance to cross the U.S. border?

Though Canada and the U.S. are neighbouring countries, your full provincial health insurance doesn’t extend beyond the... Read more

What you need to know about using your travel medical insurance

June 3, 2022

What you need to know about using your travel medical insurance

Let's hope you never have to rely on travel medical insurance, but there's a lot at stake if you don't know how to use i... Read more

Taking a trip to another province? You might want to get travel insurance

May 11, 2022

Taking a trip to another province? You might want to get travel insurance

You only have access to the full extent of your health care coverage when you’re in your home province; travel beyond ... Read more

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With interest rates rising, how might the mortgage stress test need to change?
With interest rates rising, how might the mortgage stress test need to change?

Although high mortgage rates may deter people, the stress test is still important to protect buyers from future rate hikes.

REPORT: Kilometres on used vehicle listings rising amid global vehicle shortage
REPORT: Kilometres on used vehicle listings rising amid global vehicle shortage

Key findings:

  • Pre-owned vehicles in the below $5,000 category saw a 40% increase in their odometers on average when comparing listings from Q1 2020 to Q1 2022.

What you need to know about using your travel medical insurance

What you need to know about using your travel medical insurance

Let's hope you never have to rely on travel medical insurance, but there's a lot at stake if you don't know how to use it properly. Here's everything you need to know before taking your next trip.

Sinead Mulhern

June 3, 2022

7-minute read

This article has been updated from a previous version.

About the author

Sinead Mulhern is a Canadian journalist who writes about health, fitness, travel and personal finance. A former Torontonian, she is now based in Medellin, Colombia where she freelances for Canadian publications while travelling. 

Read this next

Do you need travel insurance to cross the U.S. border?

July 7, 2022

Do you need travel insurance to cross the U.S. border?

Though Canada and the U.S. are neighbouring countries, your full provincial health insurance doesn’t extend beyond the... Read more

What kind of travel insurance should you get when taking a vacation?

June 15, 2022

What kind of travel insurance should you get when taking a vacation?

There are many travel insurance options to protect yourself, your stuff, and your itinerary. But how much coverage is ne... Read more

Taking a trip to another province? You might want to get travel insurance

May 11, 2022

Taking a trip to another province? You might want to get travel insurance

You only have access to the full extent of your health care coverage when you’re in your home province; travel beyond ... Read more

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How using a prepaid credit card helped me stop relying on overdraft

How using a prepaid credit card helped me stop relying on overdraft

Overdraft protection can be a short-term solution to cover necessary expenses; however, some people use it to fund their lifestyles. Here is how a prepaid credit card can help curb overdraft misuse.

Zandile Chiwanza

May 27, 2022

5-minute read

I have a confession to make. Before I got my financial affairs in order, I was overly dependent on overdraft protection. For at least two years, my bank account would rise above $0 on payday for a brief moment but as soon as I was done tackling my expenses, it would slip to a negative balance. 

According to the Financial Consumer Agency of Canada, overdraft protection “isn’t meant to be an ongoing option to manage any money shortfall.”

About the author

Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.

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The dangers of only making minimum credit card payments

December 6, 2022

The dangers of only making minimum credit card payments

When you make only the minimum payment on your credit card balance, it can add to your debt and negatively impact your c... Read more

How to rebuild poor credit

May 19, 2022

How to rebuild poor credit

Rebuilding your credit can be a daunting task. Taking a few preliminary steps can help you get an idea of where to start... Read more

Ellen Roseman: When the refund route fails, ask for a credit card chargeback

November 10, 2020

Ellen Roseman: When the refund route fails, ask for a credit card chargeback

Chargeback requests are soaring because of COVID-19. When you've exhausted your resources to get a refund, a credit card... Read more

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Should you get title insurance? What you need to know

Should you get title insurance? What you need to know

Home insurance doesn’t offer blanket coverage for all potential claims regarding your home. Fraud, undisclosed liens, and other issues pertaining to ownership fall under title insurance.

Renee Sylvestre-Williams

May 27, 2022

3-minute read

This article has been updated from a previous version. 

In the legal world, having “title” to property means that you are its legal owner. Title insurance is the policy that protects commercial or residential owners against any losses to the property’s title or ownership, such as fraud, undisclosed liens or any other issues that may prevent you from freely owning the property.  

About the author

Renee Sylvestre-Williams is a finance and business reporter. In her more than 10 years of journalism, her work has been published in the Globe and Mail, Flare, Canadian Living, Canadian Business, the Toronto Star and Forbes. She also publishes a biweekly newsletter, The Budgette, where she provides financial education for single earners.

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Canadian First-time Homebuyers Guide 2023

March 8, 2023

Canadian First-time Homebuyers Guide 2023

Becoming a homeowner is one of the biggest decisions you’ll ever make, and we’re excited to help you through it. It ... Read more

Government of Canada programs to support homebuyers in 2023

February 23, 2023

Government of Canada programs to support homebuyers in 2023

In a high-interest market, prospective buyers can use all the help they can get. Luckily, the Government of Canada offer... Read more

Everything you need to know about bridge financing when it comes to buying a home

November 16, 2022

Everything you need to know about bridge financing when it comes to buying a home

If you haven’t reached the closing date of your current home by the time you want to buy a new one, a bridge mortgage ... Read more

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